Budgeting

Personal finance & envelope budgeting

Opportunity

Demand

100 / 100

Total review volume in the niche

Competition

85 / 100

Leader dominance + strong rivals (lower is better)

Feasibility

0 / 100

Stale leaders + thin strong field = beatable

Why this score

Apps analyzed46

Total ratings10,562,342

Median ratings4,006

Leader share73%

Strong competitors28

Stale leaders0%

Avg top-10 stars4.75

Top competitors

App	Stars	Ratings	Price	Last update
Intuit Credit Karma Credit Karma, Inc.	4.84	7,746,548	Free	3 days ago
Microsoft Excel Microsoft Corporation	4.75	1,466,345	Free	2 days ago
Rocket Money - Bills & Budgets Rocket Money	4.48	395,110	Free	2 days ago
Albert: Budgeting and Banking Albert Corporation	4.65	334,992	Free	3 days ago
Structured: Daily Planner Todo unorderly GmbH	4.79	166,814	Free	2 days ago
Monarch: Budget & Track Money Monarch Money, Inc.	4.89	112,029	Free	1 day ago
EveryDollar: Budget Management The Lampo Group Incorporated	4.73	84,114	Free	3 days ago
YNAB You Need A Budget LLC	4.79	61,691	Free	1 day ago
Copilot: Track & Budget Money Copilot Money, Inc.	4.75	30,429	Free	14 days ago
Spending Tracker MH Riley Ltd	4.78	19,438	Free	1 month ago

⚠️ Proof-of-concept scoring (provisional heuristic, not the production formula). Live Apple Search API data, cached locally 6h. Stale = no version update in >180 days.